Blackjack isn’t just one game — it’s a whole world of variations. From classic hands to modern twists with unique rules and high-speed action, each version brings something new to the table. Some reward strategy, others test your nerve, and a few crank up the pace for an adrenaline rush.
If you’re ready to explore them all, 91 Club is where the action’s at. With the hottest blackjack variants in one place, it’s the perfect spot to play, experiment, and maybe even hit it big.
1. Most-Played Types of Blackjack
Blackjack ranks among the world’s most played casino games, so it’s only natural that numerous versions have emerged over time. From online platforms to land-based casinos, players can enjoy a wide range of blackjack styles. The two core versions you’ll come across are American Blackjack and European Blackjack—with many other exciting variations we’ll explore further down.
Factor |
European Blackjack |
American Blackjack |
| Surrender Option | Yes, allowed if dealer doesn’t show an Ace. Player gets back 50% of original bet. | Usually not available, but some casinos may offer late surrender. |
| Insurance | Available at 2:1 payout if dealer may hit blackjack. | Also available at 2:1 payout when dealer shows an Ace. |
| Number of Decks | 6 decks of 52 cards each. Shuffled before each game. | Typically 6–8 decks, depending on casino. |
| Dealer Hole Card | Not used in European Blackjack. | Dealer is dealt a hole card immediately and checks for blackjack when showing an Ace or 10-value. |
| Dealer Hits on Soft 17 | Yes. | Rules vary, but often the dealer hits on soft 17. |
| Blackjack Payout | 3:2. | 3:2. (Some games with 6:5 payout exist but are less favorable to players.) |
| Double Down | Allowed on any 2-card hand. Must stand after receiving one more card. | Allowed on any 2-card hand. In many casinos, also allowed after splitting. |
| Splitting Pairs | Allowed on same-value cards (e.g., 8-8, K-K). Up to 3 splits per game. | Allowed. Usually up to 3–4 splits, depending on house rules. |
| Split Restrictions | Some casinos don’t allow splitting non-identical face cards (e.g., K-J). | Generally more flexible: most allow splitting all equal-value cards, including mixed 10-value cards. |
| Bonus Side Bets | Optional. E.g., Blackjack Bet (wins with natural blackjack), Sevens Bet (progressive payout for triple 7s). | Varies by table—may include 21+3, Perfect Pairs, or Insurance+ side bets. Often more variety than EU. |
European vs. American Blackjack: Key Differences at a Glance
2. Other Blackjack Game Variations
Nearly every Blackjack variant you encounter stems from either the European or American style of gameplay. The key distinction lies in whether the dealer reveals their second card only after all players have completed their turns, or if the dealer holds a hidden hole card from the start.
Some versions, like Pontoon, introduce unique terms, but fundamentally, all these games share the same goal: to reach a hand value as close to 21 as possible without exceeding it, while outperforming the dealer’s hand. In the following section, we’ll explore the most widely played Blackjack variants available on top-tier Blackjack platforms, like 91 Club.
2.1 Classic Blackjack
Classic Blackjack is available at virtually every casino and remains the most favored blackjack variant worldwide. The game’s objective is straightforward: defeat the dealer by having a hand total closer to 21. Card values correspond to their face numbers, face cards count as 10, and the Ace may be valued at 1 or 11.
This version is played with a single deck, dealing two cards face-up to players and two cards to the dealer, with one card face-down. Players then choose to hit or stand based on their hand. The dealer hits on a soft 16 and stands on a soft 17.
2.2 Vegas Downtown Blackjack
Named after the style popular in Las Vegas’s Downtown casinos, Vegas Downtown Blackjack is well-liked for its favorable rules and relatively low house edge. Played with two decks, players receive two face-up cards, while the dealer is dealt one face-up and one face-down card.
The dealer may peek for blackjack if the face-down card is an Ace. The dealer hits on a soft 17 but stands on a hard 17. Players have the option to double down on any hand, including those formed after splitting.
2.3 Vegas Strip Blackjack
The Las Vegas Strip casinos feature a widely popular blackjack variant called Vegas Strip Blackjack. It is played using four decks of cards, and the goal is to beat the dealer’s hand without going over 21. The dealer stands on a soft 17 and is permitted to check for blackjack. Players can double down both before and after splitting, and up to four split hands are allowed. Aces can be split once, and face cards with a value of 10 that are not identical can also be split.
2.4 21 Blackjack
21 Blackjack offers players an edge due to its lower house advantage when basic strategy is applied. This variant uses a single deck that is reshuffled before each session. The objective is to achieve a hand value of 21 or as close to it as possible, before the dealer does.
Bets are placed prior to dealing; players receive two face-up cards, and the dealer gets one face-up and one face-down card. Based on the player’s and dealer’s visible cards, players may decide to stand and hope the dealer busts, or choose to hit, split, double down, place additional bets, or take insurance.
2.5 Exposed Card Blackjack
This blackjack variation stands out because both of the dealer’s cards are revealed face-up from the start. While this transparency benefits players significantly, the casino implements offsetting rules to maintain profitability.
The house advantage increases through modified payout structures – tied hands go to the dealer (except natural 21s), card splitting is limited to one occurrence per hand, and natural blackjacks receive 1:1 payouts instead of the traditional 3:2. Additional rule variations depend on the gaming platform, including dealer behavior on soft 17s and doubling permissions on initial two-card hands.
2.6 British Pontoon
Accommodating 2-8 participants using multiple standard decks (online versions typically employ 6-8 decks), this variant shares blackjack’s objective of reaching 21 while maintaining distinct characteristics. One player assumes banking responsibilities, initial cards are dealt face-down before betting, then second cards are distributed allowing hand examination.
Bankers displaying pontoons (ace plus ten-value card) collect double stakes from all players. The unique “Five Card Charlie” rule allows five-card hands to beat any equal-value hand with fewer cards.
2.7 Refund Feature Blackjack
Developed by Playtech for their casino network, this innovative concept builds upon multiple-hand gameplay by presenting players with mid-game buyout opportunities. These offers are calculated based on dealer upcard strength and individual hand prospects. Players can manage up to five simultaneous hands with stakes ranging from £1 to £1,000, including all standard betting options plus dealer pair side bets. This format provides strategic exit opportunities without complete stake forfeiture.
2.8 Real Dealer Blackjack
Authentic casino atmosphere comes alive through live streaming technology where professional dealers handle physical cards rather than relying on random number generation. Multiple variants are available through live platforms, with quality dependent on the software provider powering the experience.
Leading providers include Microgaming, Evolution Gaming, Visionary iGaming, and Playtech. Standard rules typically include 8-deck shoes, dealer standing on 17, post-split doubling allowances, and insurance options. Table limits accommodate both conservative and aggressive betting preferences.
2.9 Premium Stakes Blackjack
Designed for affluent players seeking elevated risk and reward scenarios, these tables feature significantly higher minimum bets – sometimes £1,000 compared to standard £1 minimums – while maintaining traditional gameplay mechanics. Success demands thorough rule comprehension and refined strategic execution before attempting high-stakes play. Free practice modes allow strategy development without financial risk. Many high-stakes enthusiasts prefer live dealer environments for authentic casino experiences rather than computer-generated outcomes.
3. Find Your Perfect Blackjack Match
The world of blackjack offers endless possibilities for players seeking variety, strategy, and excitement. From the foundational European and American variants to specialized versions like British Pontoon and Exposed Card Blackjack, each game brings its own unique challenges and opportunities. Whether you’re drawn to the strategic depth of Classic Blackjack, the favorable odds of Vegas Downtown, or the high-stakes thrills of Premium Stakes tables, there’s a perfect variant waiting for your playing style.
Understanding the nuances between different blackjack variations is crucial for maximizing your enjoyment and potential winnings. The transparency of Exposed Card Blackjack, the authentic atmosphere of Real Dealer games, or the innovative features of Refund Feature Blackjack all cater to different preferences and skill levels. Each variant offers distinct advantages that can enhance your gaming experience when you know how to leverage them effectively.
Ready to put your blackjack knowledge to the test? 91 Club brings together the most exciting blackjack variants under one roof, offering everything from beginner-friendly tables to high-roller experiences. With professional dealers, cutting-edge technology, and generous bonuses, 91 Club is your gateway to blackjack excellence. Join today and discover which variant becomes your new favorite – your perfect blackjack adventure awaits at 91 Club!
